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How we can Help

FINANCIAL PLANNING  & SPECIAL NEEDS Consulting

• Identify & plan for life goals
• Saving needs to fund lifestyle
• Public benefit consulting
• Special needs financial planning
• Charitable giving
• Multi-generational wealth transfer
• Captive Insurance Trusts
• Consult on mortgage refinancing
• Evaluate vacation properties • Consult with commercial and personal financing and lending

Investments

• Written investment objective • Asset allocation strategy including tactical adjustments and rebalancing
• Consolidated performance reporting
• Investment manager evaluation and research
• Retirement including 401k, 403b, & non-retirement account allocation
• Optimize portfolio to reduce taxable income
• Work Retirement Plan Investment Management

TRUST & ESTATE

• Trust company or Trustee selection & fee negotiation
• Estate planning
• Coordinate trust preparation with Attorneys & CPAs
• First person vs. Third person Special Needs Trusts

INSURANCE

• Evaluate which types and how much insurance is appropriate
• Discuss and manage longevity risk & long-term care

BUSINESS CONSULTING

• 401(k) Management 
• Employer Retirement Plan Administration
• Succession planning
• Advise on family business dynamics
• Advise on mergers and acquisition opportunities

Tax

• Tax optimization & management
• Advise on which investment to own in retirement and non-retirement accounts
• Advise on account type (IRA, ROTH, 529)
• Advise on the timing of Social Security benefits
• Understand the taxes incurred when clients buy and sell assets

Disclaimer

Securities offered by Registered Representatives through Private Client Services, member FINRA/SIPC. Advisory products and services offered by Investment Advisory Representatives through RFG Advisory, a Registered Investment Advisor. RFG Advisory, Gallia Wealth Management Group, LLC., and Private Client Services are unaffiliated entities. Advisory products and services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a Client agreement is in place.

RFG Advisory ADV Part 3, Form CRS,  RFG Advisory ADV Part 2A, Investment Advisor Public Disclosure, RFG Advisory Privacy Policy.

The Registered Representative(s) of PCS referenced on this website may only conduct securities business in the states in which they are currently registered. For a list of a Registered Representative’s current registered states, please visit FINRA’s BrokerCheck.

Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal.

Insurance products and services are offered through several insurance providers including RFG Solutions, LLC, an affiliated company of RFG Advisory. Neither RFG Advisory and its Investment Advisor Representatives nor Private Client Services and its Registered Representatives engage in the practice of law or accounting. Content should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.